What’s available?

The most common question I am asked out here in oil country is “what’s available for health insurance options?” Although the answer is changing in the very near future as to who offers what, I am still giving people information as if the new changes haven’t taken effect. Those of us that grew up in North Dakota believe that BlueCross BlueShield of ND is king in the western part of the state. The reason I say that is the fact that they have such a huge network and are given discounts by providers. There has been some competition moving in and the landscape is going to be changing. Medica has been working their way across the state for some time now and Sanford Health is gaining a foothold out here as they put up clinics and look at building hospitals. Assurant Health is also out here but my understanding is that they are going to be tailoring to those that don’t use the marketplace, or as I know it better, the exchange. There are other insurance companies around but in my mind those are the ones that come to the surface at this time. If you google any of these carriers you can find out more about them. I will be learning details of what companies will be on the exchange and which ones are staying off but still offering health insurance. Have a good night and thank you for reading this.

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