Walk in Clinics
In North Dakota there are a number of clinics that will work with you if you don’t have insurance. They have limited hours due to the fact that they are most likely volunteers. I know one of the clinics in Minot, ND is only open on Mondays. The link with this post will give a list of all clinics that participate in the program in ND. If you are in another state and would like to know where there is a free clinic just google free clinics in (your area). You can call the phone number for the clinic and get details. Ask them a couple basic questions.
1. What is the cost for being seen, if any?
2. What types of services does the clinic offer?
3. Do you know of any other Doctors or clinics in the area that offer services for the uninsured or underinsured?
Medicare and You
Some things are explained so well I can’t elaborate. Please click on the title above to get the basics of Medicare.
The most common question I am asked out here in oil country is “what’s available for health insurance options?” Although the answer is changing in the very near future as to who offers what, I am still giving people information as if the new changes haven’t taken effect. Those of us that grew up in North Dakota believe that BlueCross BlueShield of ND is king in the western part of the state. The reason I say that is the fact that they have such a huge network and are given discounts by providers. There has been some competition moving in and the landscape is going to be changing. Medica has been working their way across the state for some time now and Sanford Health is gaining a foothold out here as they put up clinics and look at building hospitals. Assurant Health is also out here but my understanding is that they are going to be tailoring to those that don’t use the marketplace, or as I know it better, the exchange. There are other insurance companies around but in my mind those are the ones that come to the surface at this time. If you google any of these carriers you can find out more about them. I will be learning details of what companies will be on the exchange and which ones are staying off but still offering health insurance. Have a good night and thank you for reading this.